From TLC, November 20, 2014
Airbnb today announced an additional liability insurance program that will provide U.S. hosts with up to $1 million worth of protection in the case a guest is accidentally injured anywhere in a host’s building or on their property during their stay. The Insurance extends to both hosts and landlords, where applicable, and represents the expansion of Airbnb’s protection programs which already include a $1 million Host Guarantee in case of property damage.
The company says that hosts won’t have to take any additional steps in order to be covered by the new policy – it’s being rolled out automatically to all of the company’s U.S. listings starting on January 15th, 2015. Airbnb says it’s now attempting to extend that program to its international customers as well.